If you’re involved in a parking lot accident, there are a few things you should do to ensure everyone’s safety and to make sure the insurance claim process goes smoothly.

Parking lot accident checklist:

• Remain at the scene:

It’s important that you don’t leave the scene of an accident, even if it’s just a fender bender. Leaving the scene of an accident is a crime in most states.

• Call police if needed:

If there are any injuries or if either vehicle is damaged to the point that it can’t be driven, you’ll need to call the police. The police will create an accident report, which will be useful when filing an insurance claim.

• Record evidence of damage on both cars:

Use your phone to take pictures of any damage to both vehicles. It’s also a good idea to take pictures of the surrounding area, such as street signs or parking lot markings that may be relevant.

• Exchange contact and insurance information with the other driver:

You’ll need to exchange your name, contact information, and insurance information with the other driver.

• Contact your insurance company:

You should notify your insurance company as soon as possible after an accident. Your insurer will likely have you fill out a claim form and may assign an adjuster to investigate the accident.

• Take detailed notes about the damage and the scene:

In addition to taking pictures, it’s also a good idea to write down a detailed description of the damage to both vehicles and any other relevant details about the accident, such as weather conditions or witnesses.

Following these steps after a parking lot accident can help ensure that everyone is safe and that the insurance claim process goes as smoothly as possible. After the accident, be sure to call Colors On Parade to help remedy any dings, dents and scrapes to your vehicle. Our mobile service comes to you and can usually repair minor damage to your vehicle in one day.